How Credit Cards Affect Your Credit Score

I periodically post about valuable bonuses (often 50,000-100,000 miles) being offered when signing up for a credit card.  A very common misconception of credit cards is that they ruin your credit.  While that can be true if you don’t use credit wisely, they can actually improve your credit – and at the same time, be extremely profitable.  So if you’re curious how credit cards affect your credit score, here’s my perspective. First Things First To begin, I am not a financial adviser, so I can’t guarantee any of the information below.  I’m simply providing information about what I’ve learned through Continue reading How Credit Cards Affect Your Credit Score

American Airlines 100k Offer – Huge Sign Up Bonus

UPDATE: Unfortunately, this offer is no longer available.  To make sure you don’t miss out on the next big offer, consider Subscribing to the Guru of Travel blog using the box on the right.  You’ll automatically receive an email with each new post (and your email with NEVER be shared with anyone else). One of the questions I get most often is, “How do you get so many frequent flyer miles?  Surely, you must be almost out!”  Well, here’s your answer: American Airlines and Citi Bank have recently launched a new promotion for 100,000 AAdvantage miles when signing up for Continue reading American Airlines 100k Offer – Huge Sign Up Bonus

How to Book Flights to the Bahamas at a 75% Discount

About 2 weeks ago, I posted a guide on how to use British Airways points on US Airways, and why you should care.  The post was mostly in theory, but I just put those tips to use today, and figured I’d post a follow up with another concrete example that might help clarify.  Read on to see how you can take advantage of this awesome deal for flights to the Bahamas. OneWorld Alliance Summary British Airways and American Airlines have long been partners in the OneWorld Alliance. Since they have been partners, you can use points with either airline to Continue reading How to Book Flights to the Bahamas at a 75% Discount

Lost Luggage Protection from Credit Cards

Howdy folks….I know you have all missed hearing from me tremendously since I posted last, so I’m back! I’ve been a bit busy, but will try to keep posting as often as I can! I wanted to bring to your attention a relatively little-known benefit of some credit cards. In general, whichever card you use to purchase your flights will be the one to extend the coverage. Typically, you become eligible for the coverage if your luggage is lost for at least 4 hours. In other words, if the airline loses your luggage but delivers it to you within a Continue reading Lost Luggage Protection from Credit Cards

$25 off $75 Purchase on Amazon

Amazon and American Express have teamed up to offer a promotional $25 statement credit when you make a purchase of $75 or more on Amazon.  First, you have to “activate” the promotion by linking to Twitter: Visit and sign in with a Twitter account. Once you’ve synced your American Express card, you need to send a tweet with the hashtag #AmexAmazon, which activates the promotion. Within a few minutes, you should receive a response tweet from @AmexSync confirming your activation Once you have activated the promotion, you just need to spend $75 or more in a single transaction on Continue reading $25 off $75 Purchase on Amazon

Increased Sign-Up Bonus on American Airlines Credit Card

The Citi American Credit Card typically offers between 35,000-40,000 miles when signing up, but Citi has just announced an increased bonus to 50,000 miles when signing up. There is no annual fee for the first year with this card, and I have successfully gotten Citi to waive the annual fee 4 years in a row with a simple phone call, so you can possibly keep this card for several years without any fee. See to sign up. 50,000 American miles can be redeemed for 2 roundtrip tickets anywhere in the US, or 2 tickets to the Caribbean during off-peak Continue reading Increased Sign-Up Bonus on American Airlines Credit Card

Combining Trips to make an Amazing Deal

I posted yesterday about a “tricky” way to build a few trips in one. I mentioned that you can get: (A) Half a trip to Europe (B) Roundtrip flights to South America (C) Another half trip to Europe All for about $775. Here’s how it works: There are some special deals going on right now for roundtrip flights from Europe to South America, specifically from Dusseldorf, Germany to Santiago, Chile. The trick is that you can connect – and have a stopover – in the US in both directions, between (A) and (B), and again between (B) and (C). A Continue reading Combining Trips to make an Amazing Deal

Facing Off: A Comparison of Rewards Programs

INTRODUCTION There are a variety of mileage/point programs out there, each claiming to be better than every other program available. Here’s a breakdown from my experience. There are generally 2 types of mileage/point programs: individual airline programs (like United Mileage Plus) or generic credit card rewards (like Capital One Venture Rewards). Both types of programs have their advantages and disadvantages. AIRLINE PROGRAMS When you have points with a specific airline’s program, you’re generally “locked into” using your points with that airline, although that’s not necessarily a bad thing. Depending on the airline, you can redeem your points for flights on Continue reading Facing Off: A Comparison of Rewards Programs